Banking and Interest Payment Policy


Our Client Account bankers are Lloyds Bank plc, 28 Secklow Gate West, Milton Keynes.

Our Designated Client Account bankers are Natwest, Central Milton Keynes.

All client monies held by us are in a protected and separately nominated 'Client Account' with our bank.

Monies held for a longer duration than say one month will be held in a separate Designated Clients Account with our bank. Examples of where this may apply are in relation to balance purchase monies on a delayed completion, deposits on account of future legal fees, the accumulation of monies on a probate administration or the collection of a client’s debt in instalments.

Timing of payments to us

We do require client funds to be cleared in our possession at least 24 hours prior to use.

Specific Transactions

We do not hold client monies on a general banking arrangement and therefore all monies sent to us by you must be for a specific transaction.


We do not carry out a banking or investment service, we only hold client monies for a specific purpose and generally only for a short period of time.

We do not pay interest on client deposits that are with us for less than 28 days.

We do not pay interest if the gross interest accrued is less than £50.00.

Subject to the above interest will be paid on client monies at a rate 0.25% below the deposit interest rate paid by Lloyds TSB Bank plc for the time being on the Client Account.

Monies held longer term in a Designated Deposit Account will attract the full interest on a daily rate as paid by the bank for the time being.

Client Agreement

Acceptance of our standard Terms and Conditions will indicate an agreement by you to the Banking and Interest Payment Policy