Making an application for information will require the debtor to answer questions at Court about their financial status and provide relevant documentary evidence. At the hearing a Court Officer or Judge will ask a standard series of questions about the debtor's income, employment, savings, investments, assets and any other debts. You may also ask additional specific questions if you have a particular concern or do not think everything has been covered. At the hearing the debtor will be asked if he/she is able to make an offer for payment.

If the debtor refuses to answer a question or lies he/she will be held in contempt of the Court. If the debtor fails to attend the hearing a Judge can make a committal order whereby if the debtor fails to attend on two occasions then a warrant for his/her arrest is issued. Once arrested she will be brought before the Court and invariably the committal order will be discharged.

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